🛠️ FREE TOOLS

Free Tools for
UK Bookkeepers

Practical calculators and generators built for accountants and bookkeepers. No sign-up required.

Late Payment Calculator

Calculate the statutory interest and compensation owed on overdue invoices under the UK Late Payment Act.

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Stripe Fee Reconciler

Instantly calculate how much Stripe takes from each payment — and what to charge to break even after fees.

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Invoice Generator

Create a professional branded invoice in seconds and download it as a PDF — no account needed.

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Cashflow Simulator

Forecast your bank balance over 12 months by modelling income, expenses, and payment delays.

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Chasing Scripts Generator

Generate polite, professional payment reminder templates for email, WhatsApp, and letter — tailored to overdue days.

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🆓 Replaces a £30/yr tool

Freelancer Tax Reserve Calculator

Know how much to set aside each month for tax, NI, and the Payment on Account that shocks every first-year freelancer in January.

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🆓 Replaces £200+ accountant advice

Director Salary & Dividend Optimiser

Find the most tax-efficient salary and dividend split for your limited company in 2025/26. Minimise Income Tax and NI legally.

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More Tools Coming

VAT Return Helper, MTD Checker, and more.